Easier, Faster, Cheaper Home Loans
Welcome to Hill Country Home Loans LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.
Our ServicesFind Loan Products We Offer
Purchase
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Refinance
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Conventional, VA and FHA Loans
Welcome to the official site of Hill Country Home Loans LLC. We are a full-service mortgage company based in Austin, TX. We specialize in FHA, VA, USDA, Jumbo, and Conventional Loans throughout the Great State of Texas. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options designed to best meet the needs of local borrowers. If you're looking for cash out (Texas 50(a)6), or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Hill Country Home Loans LLC unique is that we offer the following niche programs as well: Investor, Investment, and 1031 Exchange.
Contact Hill Country Home Loans LLC today to discuss your mortgage loan options and find out which loan program will best suit your needs.
WHAT PEOPLE SAYSome of our Awesome Testimonials
We refinanced our home in 14 days from start to close!! We were ecstatic after four disappointments with
other lenders. We haven’t stopped telling all our friends about this incredible experience.
Steven Redmond
Texas
Derek is the best of the best, and I cannot say enough nice word about him. He is responsive and answering for all my questions. Do not hesitate to choose Derek you gonna through away all the stress. Thank you Derek
Mohamed Mouaci
Hutto, Texas
I've now worked with Derek on my past two home purchases and I truly can't imagine working with anyone else. Derek is a real professional at what he does and he's great at it, but what sets him apart from the rest is his ability to connect and provide a family type feel to the loan process. He is very honest and transparent from start to finish and will go to bat for you to ensure that the other 3rd parties involved (In my case the real estate agents and their teams) are on task, on time, and on the ball. I can't tell you how many times Derek was able to push things a long to ensure deadlines were met. Derek is fantastic to work with and I recommend him to anyone needing mortgage assistance.
Francesco Beltran
Austin, TX
Derek has been amazing to work with. He responds quickly and takes care of everything. He updates me on rates and when it was the right time he said we should lock. And sure enough the rates kept going up after we locked it in. He is knowledgeable and has great customer service skills. I would use his services again in the future!
Yoko Jones
Cedar Park, TX
Derek is very professional and extremely efficient! He assisted us throughout the whole process which was seamless from start to finish and even made time to be present during closing. He’s committed to what he does and has your best interest at heart. I highly recommend Derek and will definitely work with him in the future.
Mario Barajas
Leander, TX
Derek is truly great at what he does! He makes you feel like family and ultimately wants the best outcome for you. My biggest issue with my loan process was not meeting him sooner. I will definitely work with him again in the future.
Mirca Cruz
Austin, Texas
Derek was extremely helpful throughout the whole process. No matter how many questions we had he was patient and gave us answers quickly. Derek was very professional and helped make our home buying process so smooth
Cliff Bohannon
Killeen, TX
I love working with Derek,. He treats my clients like family. He gets them the best rates possible, saving them thousands of dollars. Answers their questions quickly, and makes their real estate transaction a smooth process. That is why he is my preferred lender.
Giovanna Pinson
Central Texas
Derek was awesome to work with. Very knowledgeable throughout the whole process, and never had any
hiccups. Everything went very smooth, and according to plan. Would definitely recommend!
Ryan Lundberg
Leander, TX
Derek was super responsive and clearly loves his job. He was able to beat the rate of the builders preferred lender and close on time seamlessly. My clients just loved him in the whole process was very smooth.
Holly McCormick
Central Texas
Derek was amazing for my Lender needs. Derek provided extraordinary customer service to me considering I am from out state buyer. I had tons of questions and he was able to assist me with my concerns. Derek helped relieve stress with the process of the lending world of real estate. He is someone you can count on to close the deal and on time as promised. Best Wishes to All,
A Brockman
Texas
Derek is the best!!We are so so glad to have worked with Derek again! He is very knowledgeable, approachable and he puts the needs of his clients first! He is very hand on and is very fast in responding back. He patiently answered all our questions and explained the process. He is the real deal and we highly recommend him!
Sanjay and Aparna Balasundaram
Texas
Derek is a highly knowledgeable and extremely personable professional. He helped me find the right mortgage and and made me aware of all of my available options. It was a pleasure to work with him! I really appreciated how Derek took the time to explain all the details throughout the process and was quick to respond to questions.
Ross Benavides
Texas
Great experience! Very knowledgeable and guided me along the way! Highly recommend
Andy Y
Texas
Derek was absolutely great to work with. He was always accessible and provided information on a timely
manner. He went above and beyond on my clients home financing!
Jacqueline Young
San Antonio, Texas
We had a great experience working with Derek. He's easy to get a hold of and answered all our questions so that we could navigate our first home-buying process with confidence, and honestly a lot less stress than we expected. He's funny, too!
Lauren Spiller
Texas
Derek was great to work with! As first time home buyers, my fiance and I didn't really know what to expect. Derek laid the process out extremely well for us, and was always there to answer any questions we had along the way. We were very happy with our rate, and will highly recommend working with Derek to all of our friends and family!
Nathan Nakamura
Austin, Texas
Derek got us a great rate on a new home purchase. The process was easy, the rates were very competitive, and the fees are extremely reasonable (lower than most). And most importantly, he was responsive, answered my many questions, and delivered on time. He even came to the closing, which apparently is rare among lenders. I definitely recommend Derek for anyone needing to purchase or refi a house.
Billy Holiman
Cedar Park, Texas
I was not even looking to refinance but Derek gave me an amazing quote and made the process extremely
easy. This was my third refinance and was even easier than refinancing with my own lender. 5 Stars!
Mat Lowery
Leander, TX
Derek is first class. He insulated us from all the ambiguity and complexity. We found him to be very prompt,
efficient and more importantly trustworthy. He earned my trust on Day-1 and I highly recommend Derek.
Dayal Murukutla
Central Texas
I cannot say enough nice things about Derek Burger! He helped us every step of the way and was great at communicating. Choosing Derek was the best decision we made. He is very personable and answered all of our questions! Highly recommend him!
Gaebri Kelley
Central Texas
Derek was so great to work with on our refi. He was quick to communicate and the entire process was easy thanks to him!
Alison Ridgeway
Austin, Texas
Working with Derek was a great experience , I appreciate his patience, honesty and level of service and
professionalism. I would highly recommend Derek to anyone with mortgage needs !
Sagar
Texas
Derek is great, he helped us understand all the loan related process and immediately replies if I have any
questions, good thing is we got very good interest rate from Derek when compare to other lenders.
Prashanth Kasal
Texas
Thank you Derek for the most seamless refinancing experience ever!
Tyler Harris
Leander, Texas
Derek was great to work with. Very professional and helpful throughout our entire refinancing process. When our family got sick and we had to reschedule our closing, Derek made sure everything was taken care of and kept us well informed. I would recommend him to everyone! Thanks Derek for the great service.
Shane Norcross
Georgetown, TX
Derek is always an amazing loan officer and person to work with. He helped me out of a really difficult financial mortgage situation a few years ago and still helps me out with the same amazing support to this day. Recently I was able to work with him on my refi and it all took place in less than 4 days before signing was scheduled. I’m very thankful for his upmost support from a mortgage perspective and the friendship that he offers along the way. Thank you Derek!!!!!!
Erik Starks
Leander, TX
Derek was understanding, informative and professional. He was responsive, always willing to answer my questions, and got me the best rate on my home loan. As a first time home buyer, he stood up for me and helped me understand the financial side of the homebuying process, including finding a great loan program. Highly recommended!
G A
Pflugerville, Texas
Derek helped us get the very best rates in the market and more importantly, helped us get into our dream house! He also helped us refinance wisely twice! He’s a very personable gentleman and he is an industry expert.
Jason Watts
Texas
Derek did an incredible job helping us with our home purchase! From the very beginning he was knowledgeable, helpful and efficient. We were able to feel confident in submitting an offer with a tight deadline because he was prepared and able to take care of everything on the lending side quickly. We got the clear to close in just 8 days! We are so appreciative of what a great job he did, we will definitely be sending our friends and family to Derek!
Berlyn and Cole Gauthier
Georgetown, TX
Derek took us on as clients in April of 2021. As first time homeowners we felt anxious about the whole process. Derek was very transparent about everything, no surprises. Derek was also able to get us a conventional loan (we didn't want FHA) with the lowest rate (a lot lower!) out of the 6 other lenders we applied through.
Amber Van Arsdol
Leander, Texas
Derek has set the bar for mortgage brokers. He was professional, engaged, and a pleasure to work with. He proactively reached out to me to ensure we would lock in the best rate on my mortgage, and paid attention to the details so I didn’t have to. Would highly recommend.
Jordan Coppert
Austin, TX
My loan process was complicated, but, Derek did amazing job at navigating through it and securing my
home loan. My family and I are now in our dream home. I highly recommend Derek!
Brian Kolman
Waco, Texas
Speedy is his middle name. Derek was so quick to jump on our refi and got us closed in 7 days! I have
never closed this quickly in my life. He is the absolute best in the mortgage industry. Couldn’t be happier.
Thank you so much!
Laura L
Central Texas
As first time buyers in a crazy housing market, we were truly blessed to have Derek Burger on our side! Not
only did he go out his way to get us the best rate he could, he helped us feel informed and confident through the entire (what can be a confusing and overwhelming) loan process. His unwavering integrity, attention to detail and timely communications engendered a deep trust in his honest advice at every step. Everything went smoothly - with no surprises! Don't hesitate for a moment - select Derek for all your home financing needs!
Sanjay Balasundaram
Leander, Texas
Absolutely LOVE Derek Burger! His professionalism, attention to detail, and strong work ethic are just a few reasons why he’s such a pleasure to partner with. He’s in the business of helping people and it’s apparent! I highly recommend his services and know when he’s helping my clients they are left in great hands!
Laila Glenn
Central Texas
I am very much impressed on how quickly we received our clear to close (3 days before closing) and how knowledgeable and professional Derek and his staff are. As a broker, I will continue to do business with him in the near future.
Moses NeGusse
Dallas, Texas
We used Derek for our refi loan and was able to get our rates lower. He was patient with us to get everything done.
Allison Hart
Texas
Derek has done on a loan for new purchase and 2 other investment properties refinance at the same time.
He is the easiest person to work with! I highly recommend him.
Sei Sasaki
Texas
I am a property investor and Realtor. I have worked with many mortgage brokers for myself and clients in the past but Derek exceeded them all in service. I was in the process of having 7 properties refinanced when I gave up on my previous broker due to slow service. Derek took on my last three mortgages and completed them in a fraction of the time all while minimizing the paperwork demands. I highly recommend him for your mortgage needs.
David Embry
Texas
He is very knowledgeable and helps you to navigate through all the steps. Keeps you advised of any
needed documentation. I will recommend him to all my friends and colleagues.
Tom Roberson
Texas
Fast, efficient, and super easy to work with. Derek made our refinance as easy as it could possibly be. I highly recommend him!
Joe Ramirez
Texas
I worked with Derek and his team on our home refinance and he exceeded all of my expectations! Derek is knowledgeable, professional and really good at what he does! Not only is he efficient with the lending process, he makes it a point to ensure you understand each step along the way. He was easily accessible by phone or email and made himself available for any questions. The last thing that can't go without mention is that Derek treats you like your family and really cares about you walking away with the best outcome possible.
Emily Conley
Liberty Hill, TX
Derek goes above abs beyond to ensure every step of the process is explained and no questions are
unanswered. He really shows that it’s not just another deal with him but a true concern for homeownership.
Christopher Washington
Round Rock, TX
Working with Derek on a refinance was the best part of my 2020. He is knowledgeable, patient and most
importantly, he genuinely cares to make his clients' lives better. I 1000% recommend him.
Tom Rataj
Cedar Park, TX
Derek was great. Very patient and got us a great rate for our refinance. Already recommended him to some
friends.
Donald Couser
Texas
I was introduced to Derek for a refi, and could not be happier with the recommendation. He provided the best reliable, trustworthy, and timely customer service, and was always there with excellent advice. Derek is the only person I now recommend to friends, family, or others when I have the chance to put his name out there.
Tyler Bennett
Cedar Park, TX
Out of state transaction and Derek made it seamless. I have already referred Derek to other family
members who are using him. I was blessed to have him by my side
Frank Matura
AZ
Communication is outstanding! Derek is always available to answer questions give an update. During what can be a stressful process, Derek takes the stress out of it for his clients and Realtors during the transaction! I highly recommend his expertise.
Carolyn Herrera
AZ
As a REALTOR, I need a great lending partner to make sure that my transaction is smooth and easy and there's no one better than Derek. Every single transaction with him so far has been great and I've never had a lender who works harder to make everything happen on time . Highly recommend.
Miriam Moorman
Central Texas
Derek has done 2 loans for us now and I wouldn’t go to anyone else. He’s very professional but very personable as well. It’s nice to know he’ll pick up phone or respond to questions by text. Would recommend him to anyone.
Corby Robbins
Leander, TX
Derek worked very hard to get me competitive terms and coordinated with real estate broker seamlessly.
H Ma
Texas
Derek has the best rates and works hard to help make it happen! He works with integrity and when we had a few things come up, he had already called and resolved the issue. Derek walked us through it step by step and it was a smooth transaction. I’ll only use Derek for my future needs because of his broad knowledge, great rates, and most of all his great work ethic and integrity!
Krista Monk
Texas
Derek, has helped many of my client's buy a new home, including my own daughter. Saving them thousands. He's knowledgeable, and always there to answer their questions. He's my go to lender.
Giovanna Pinson
Central Texas
Derek helped us with a refinance and really took the time to work with us and get to know our family and
our needs.
Junie Chapman
Pflugerville, Texas
Derek has helped us secure our first home loan, as well as a recent refinance. Derek made the process for both a breeze. He helped with every step of the way and answered an questions right away. Most of all he was able to get us some amazing rates that exceeded expectations. 100% would recommend Derek to anyone!
Brandt Bowers
Round Rock, TX
Derek was referred to me by my neighbor.. he got me a great rate, the process was super easy and fast.
Derek was also very friendly and nice to do business with!!
Kristina Pearson
North Texas
I have done two home refis with Derek and both experiences were fantastic. Derek worked extremely hard
and moved quickly to get me the best terms that I could find.
Robert Allen
Texas
I have known Derek for years and he has helped me and several of my friends get the best deal out there! He is as trustworthy, competent, friendly, helpful and available as anyone I’ve ever met and worked with. He walked me through this whole loan process and made the application and approval about as easy and painless as possible. I highly recommend him!
Rob M
Liberty Hill, Texas
Living in California but owning an investment property in AZ I was looking for a new AZ lender. I got the referral to Derek and I hit the jackpot! Derek and his team were the best! He got me a killer rate and everything was so smooth and easy! I hope to buy more properties in AZ and I will be using Derek from
now on!
Kory Knapp
AZ
Derek walked us through our refi. Not only is he a solid communicator, he also got us a better final payment
then what we ever expected. He is the only one we will use for future mortgages.
Scott M
Georgetown, TX
I highly recommend Derek. He found and facilitated my mortgage smoothly and quickly at a great rate.
Everything went exactly as expected.
RMF
Texas
Derek and his team were great to work with! They were very organized and professional which made
everything finish smoothly and on time. I would definitely recommend him.
Wes Pietrzak
Texas
My family has worked with Derek several times, his attention to detail and know-how is second to none. I
would, and have recommended him for all of your mortgage related needs.
Jeff Hughen
DFW, Texas
Derek did a great job at facilitating our mortgage. The whole process was very smooth and easy. I would
highly recommend him to friends and family.
Steve Martin
Cedar Park, TX
Derek knows what he's doing an is FAST! Derek got me a crazy low rate and made the process as painless
as possible... not sure what else you would want!
DuWayne Murdock
Central Texas
We worked with Derek on a refinance in 2020. Derek was willing to talk us through all the options, help us make great decisions and lock us into a great rate! He was easy to work with start to finish. He was always available to answer questions, followed through on every piece of pepper work to ensure everything moved along quickly, and walked us through through each step. I’ve referred him to several friends and would do so again in a heartbeat. He will take great care of you!!!
Sara Lawrence
Leander, Texas
February 06, 2021
Working with Derek was a breeze! He’s hard working, full of integrity, and had a true desire to help others. I
wouldn't hesitate to pick up the phone and call him!
James Hardaway
Texas